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Home  »  Consumer Reviews  »  Credit Cards  »  First Premier Credit Card Fraud
First Premier Credit Card Fraud
Oct 20, 2008
first premier bank complaint by Americo007
Do not get a Premier bank Credit Card.

They started my credit limit at 350.00, but the want 175.00 1st year enrollment fee and activation fee. If that were not enough, they want to charge me 7.00 a month for the credit card. They are insane and I am insane for getting the card.

They will not issue a credit for the amount of money they charged for the 2 months that I had this card in my wallet. I called them to canceel my card and prorated the 2 moonths that I had the card and they said that they can not do that and that I have to pay for the card anyway

Do not get this card!!!

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  Comments (2)
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1. Written by Drew, on 08-12-2008 16:00

i have one and i am only 18 so its hard to get any credit card. well i paid 100 fee and got a 200 credit limit. it *** having no credit but they gave me a card. so i didnt mind paying the 100 to start building my credit

2. Written by Tom Mahoney, on 20-10-2008 20:34

Read before you sign. Then read again and digest it all. 

 

I wouldn't be surprised if they don't charge 18-25% on purchases too. And of course, the interest rate applies to any unpaid balance - including the activation fees and the monthly service charge.  

 

I'd suggest that you make VERY sure they cancel the card. 

 

Tom Mahoney, Director 

Merchant911.org

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